Auto finance isn't just about numbers—it's about anticipating tomorrow's challenges. Our lawyers blend legal know-how with industry insight, guiding clients through regulatory mazes and market shifts to craft strategies that often turn potential roadblocks into opportunities for growth and innovation.
Strengthening Compliance Frameworks
We advise on:
- Consumer leasing and loan offerings
- Financial regulatory compliance, including CFPB, FTC, and state regulators
- Consumer protection law compliance
- Structured financing and capital finance management options
Our team includes former regulators who deliver valuable insider perspectives on compliance strategies.
Overcoming Complex Disputes
We defend clients faced with:
- Nationwide federal and state court litigation
- Dispute resolution before administrative tribunals
- MDLs, class actions, and mass arbitrations
Our litigators resolve disputes and litigation involving the Telephone Consumer Protection Act, Fair Credit Reporting Act, Magnuson-Moss Warranty Act, state consumer protection and warranty statutes, and other commercial controversies.
Mitigating Enforcement Risks
We represent clients before key regulatory bodies, such as the:
- Federal Trade Commission (FTC)
- Consumer Financial Protection Bureau (CFPB)
- Office of the Comptroller of the Currency (OCC)
- State banking and financial authorities
Our multidisciplinary approach to problem-solving enables us to provide practical risk management solutions where the automotive and financial services sectors overlap.
Optimizing Capital Structures
Our experience includes advice on:
- SEC-registered and privately offered auto loans, lease, and floorplan receivable asset-backed securities
- Asset-backed commercial paper conduits
- Warehouse facility lending arrangements
- Forward-flow and portfolio sale transactions
We guide clients through regulatory requirements and transaction structuring involving auto loans, leases, and floorplan receivables, including prime, near-prime, and sub-prime collateral.
Tailored Compliance Solutions
We develop practical compliance and risk management strategies by providing legal counsel regarding:
- Corporate compliance programs
- Risk management strategies
- Customer remediation programs
We believe in aligning client risk profiles, cultures, and organizational structures with pragmatic legal solutions that can withstand regulatory scrutiny and put our clients on the road to success.